GUIDE · HEDVIG FOREVER
How Hedvig Forever works – discounts and conditions
Forever is Hedvig’s referral programme. A customer shares a personal code, and someone signing up through that invitation can lower the monthly cost for both people.
Sources checked
Who receives a discount?
When you use my code 4ALZ1R and the conditions are met, both you and I receive a discount. Hedvig’s public programme description lists 10 SEK per month. Check the amount in the app and your current offer.
I run this independent website as a Hedvig customer. This is a personal referral code; the site is not Hedvig’s official website.
What conditions apply?
An invitation needs to lead to completed account and policy registration, signed using BankID or another accepted signing method. The discount depends on active, paid insurance.
Someone sharing a code can find their own code and personal link in the Hedvig app after taking out insurance. If you are already a customer and want to use another person’s code, ask Hedvig what applies to your account.
What could 10 SEK per month save?
The table multiplies a single 10 SEK monthly discount. It assumes the amount stays unchanged and the discount applies every month throughout the period.
| Period | Calculation | Saving |
|---|---|---|
| 1 month | 10 × 1 | 10 SEK |
| 6 months | 10 × 6 | 60 SEK |
| 12 months | 10 × 12 | 120 SEK |
These are examples, not a guaranteed annual bonus or a fixed insurance price. Your final monthly cost is shown by Hedvig.
When does the discount start and end?
The terms connect the start to the next monthly payment date in the month your insurance is first activated and starts being paid for. Check your payment date with Hedvig.
Your discount from my invitation depends on me keeping active, paid insurance. My discount depends on you doing the same. If either of us cancels their insurance, the other person’s discount from this particular invitation ends.
Hedvig can change the terms and pause or end the programme. The name Forever therefore does not promise an unchanged lifetime amount.
Forever and other offers
A referral discount and a multi-policy discount are different offers. Do not assume they have the same conditions or add offers together before Hedvig confirms your price.
Read your quote and policy documents, and ask Hedvig which discounts are actually included. Use our signup guide when you are ready to bring the code.
Sources and checks
Information was checked against Hedvig’s public programme description and terms on 2 October 2026. Your offer and current terms determine what applies to you. The code has not been tested through a new insurance purchase.